Fidelis Partners helps business owners refinance high‑rate debt, free up equity, and secure SBA and commercial real estate financing on terms that actually move the business forward.
Two ways we put capital to work, whether you’re lowering the cost of debt you already carry, or financing the next stage of growth.
We work across the full range of commercial financing programs and match each deal to the one that fits, not the other way around.
The most flexible SBA program: acquisition, partner buyouts, refinancing, working capital, and owner‑occupied real estate, with long terms and low down payments.
Long‑term, fixed‑rate financing for owner‑occupied real estate and major equipment, structured to preserve cash and lock in stability.
Conventional CRE financing for purchase, construction, and refinance across hospitality, office, retail, medical, and multifamily assets.
Fast, flexible capital to close a time‑sensitive deal, stabilize a property, or bridge to permanent financing when timing matters.
Revolving lines and working‑capital facilities to smooth cash flow, fund payroll and inventory, and give the business room to operate.
Acquire or refinance the equipment that runs the business, with terms matched to the useful life of the asset.
Most of our work sits where it matters most: owner‑operators carrying expensive or maturing debt on real estate. We know hotels, we know SBA, and we know the lenders who actually compete for these deals.
Built for owner-operators
From flagged hotels to medical offices, we structure financing for the owner‑operators behind real, working commercial property.
Auto, childcare, gas & convenience, and other owner‑operated businesses. If it’s commercial, let’s talk. Tap any sector to see how we finance it.
You work directly with your advisor, not a call center. One relationship, every step.
We structure the financing to fit the goal, not force the goal into a product.
Straight answers, clear options, and a steady hand through the whole process.
We win when your business does. The terms have to make sense for you.
Understand the business first, then find the capital that fits. That order never changes.Experience · Integrity · Results
A real conversation about your business, your debt, and what you’re trying to do.
We map the financing structures that fit and show you the trade‑offs plainly.
Your file goes to the lenders most likely to compete, and we negotiate the terms.
We manage the details through underwriting to a clean, on‑time closing.
Fidelis Partners is led by Jacquelyn McIntosh, who brings decades of banking and commercial‑lending experience to every engagement. She has sat on the lender’s side of the table, which means she knows how files get approved, where deals stall, and how to position yours to win.
The approach is simple, and old‑fashioned in the best way: understand the business first, then find the capital that fits. Experience. Integrity. Results.
A short call is the fastest way to see what better financing looks like.
Share a few details and Jacquelyn will follow up personally, usually the same business day. No obligation, just a straight read on your options.
